Cenlar FSB hiring Mortgage Servicing Professional/ Customer Service - 09/16/24 in Tempe, AZ | LinkedIn (2024)

Cenlar is the nation’s leading mortgage loan subservicer. Our unique culture is defined by our core values of respect, trust, integrity and care. A promote-from-within philosophy, and opportunities for continuous professional growth make Cenlar a great place to launch or boost your career.

The Mortgage Servicing Professional is responsible for handling all levels of mortgage servicing calls in a blended environment (inbound and outbound), efficiently, professionally and in a courteous, friendly manner. These positions are responsible for executing excellent listening, problem resolution and communication skills (verbal/written).

Responsibilities

• Handles all levels of mortgage servicing inquiries (i.e. payments, escrow analysis, insurance and tax)
• Trains on escalation line with the ability to professionally address Level 2 complaints
• Handles complex servicing inquiries/complaints
• Researches and resolves borrower and client complaints, which require in depth research and provide written explanations of research problems/resolutions, while ensuring borrower satisfaction
• Ability to work in a fast paced, structured environment adhering to key performance metrics with high emphasis on quality and productivity
• Promotes products and services with focus on customer satisfaction and retention
• Responsible for working to meet individual and team goals for service level
• Collaborates with internal resources to provide solutions to customers
• Participates in client culture visits
• Serves as a mentor to new hires
• Responsible for process improvement in daily duties.
• Completes other duties and projects as assigned by the supervisor/manager
• Appropriately assess risk when business decisions are made, include but not limited to compliance and operational risk. Demonstrate consideration for Cenlar’s reputation as well as our clients, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Interface

• External- Mortgagors, Insurance Agents, Title Insurance Reps, Tax Collectors, Investors,
• Internal-Tax Department, Insurance Department, Cash Management Department, Collections Department, Special Products Department , Payoff Department

Qualifications

• Bachelor’s degree preferred and/or combination of higher level education and relevant experience
• Minimum of 4 years of experience in industry and/or call center environment
• Loan servicing knowledge
• Meet performance metric requirements for 24 months
• Successful completion of leadership and escalation line training programs
• Strong work ethic including strict adherence to work schedule times and deadlines
• Flexibility and ability to adapt to change quickly
• Ability to work with all levels of management
• Strong interpersonal relationship skills
• Strong written and verbal communication skills
• Excellent listening skills
• Strong problem resolution skills
• Must be able to work nights and weekends; variable schedule(s) as necessary
• Candidates will be assessed based on relevant skills and experience

It is critical that you have an understanding of the following:

• Requirements under Telephone Consumer Protection Act, specifically Exemptions and Other Provisions
• Requirements under Regulation E (Electronic Funds Transfer Act), specifically, Coverage, Initial Disclosures and Preauthorized Transfers.
• Requirements under Regulation Z (Truth in Lending Act), specifically Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
• Requirements under Regulation X (Real Estate Settlement Procedures Act), specifically Mortgage Servicing Transfers
• Requirements under Regulation V (Fair Credit Reporting Act), specifically Reasonable Policies and Procedures Concerning the Accuracy and Integrity Furnished Information.
• Requirements under Regulation X (Real Estate Settlement Procedures Act), specifically Requests for Information and Escrow Accounts
• Requirements under the Homeowners Protection Act, specifically, Cancellation and Termination of Private Mortgage Insurance (PMI): Non-High-Risk Residential Mortgage Transactions
• Requirements under the Service member Civil Relief Act, specifically Notification of Being Called for Active Duty
• Requirements under Flood Disaster Protection Act

Total RewardsAt Cenlar, you’ll receive an outstanding benefits package that includes paid medical, dental, and life insurance, 401(k), and tuition assistance as well as opportunities for training and professional advancement.

Cenlar is a drug-free workplace and an equal employment opportunity/affirmative action employer M/F/D/V/SO.